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Does Car Insurance Cover Stolen Cars If Keys Are Left In?

We’ve all at some point or another accidently left our keys in the car, but unfortunately some of those situations can lead to car theft. Amongst all of the confusion and worry, you may be left wondering: “Does car insurance cover stolen cars if they keys are left inside?” Learn more about your coverage options along with how you can recover your vehicle, your keys, and keep moving on Lynn and Burlington roads with automotive professionals at Honda North.

Does Insurance Cover Stolen Cars with Keys Left Inside?

If your vehicle was stolen and you have left the keys in the car, your insurance may cover it as long as you have comprehensive insurance. While other forms of coverage like liability and collision insurance are designed to protect you, your vehicle, and others when involved in an accident, comprehensive insurance covers all additional cases, including theft. With comprehensive insurance, drivers can receive damages for the vehicle contingent on their deductible and policy terms. Be sure to check your insurance plan to make sure that your vehicle has comprehensive coverage so you’ll be prepared.

How Can I Replace My Car Keys?

When it comes to recovering the vehicle and even your car keys, there are many ways you can go about getting an extra spare to help get you back on the road. Here are some ways you can replace your stolen car keys: 

  • Check your insurance policy, as stolen car keys may be covered under your plan or warranty
  • Visit your local Honda dealership for replacement options
  • Write down your VIN number, make, model, year, and work with a locksmith to create a replacement

Find More Auto Insurance Information at Honda North

Now that you know more about how car insurance can cover stolen cars if the keys are left inside, you can check out even more helpful features at Honda North such as how to get car financing with bad credit, how to get GAP insurance, and what guaranteed car financing means. Our finance team is always on hand to answer any questions about our finance or insurance programs. Contact us today for more information and to schedule a test drive near Lawrence!

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